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Worldsmart Individuals

Individual membership to the WorldSmart Association is available and automatic for those that obtain an international Auto and/or property insurance policy with Clements Worldwide.

The WorldSmart Association is the policyholder of an International Insurance Master Policy, issued to it in the District of Columbia by certain underwriters at Lloyd’s of London. Subject to the Terms and Conditions of WorldSmart Membership, as well as the terms and conditions set by Lloyd’s under the Association Master Policy, all applicants accepted for Membership by WorldSmart Association, Inc., may be issued Certificates of Coverage under the Terms and Conditions applicable to each class of Membership.  The Association Master Policy is held by WorldSmart Association, Inc. for the benefit of its WorldSmart Members in good standing and is available for inspection during regular business hours at the offices of WorldSmart Association, Inc., currently located at 1301 K Street NW, Suite 1200 West, Washington DC  20005.

Clements Worldwide, a licensed insurance agency, has been designated by Lloyd’s and WorldSmart Association, Inc. to manage the Association Master Policy on behalf of Lloyd’s and WorldSmart Association, Inc.